By signing below, I am applying for an installment loan with McMinnville Water & Light. lf this application is approved, I understand that receiving the funds I applied for will be contingent upon my signing and agreeing to all the requirements stated in the McMinnville Water & Light Loan Agreement. ln addition, I affirm that the statements on this application are true, complete, and correct. I inevocably authorize McMinnville Water & Light and ats agents (1) to obtain one or more credit reports and make whatever inquiries it considerc appropriate in connection with this credit application or collection or periodac review of the account or loan for which I am applying; (2) to make its experience with the account or loan available to credit bureaus and percons who have or expect to have financial dealings with me; (3) to share collection information with my other creditoE; (4) to disclose any information to any penson or entity when required to do so by law. I also agree that McMinnville Water & Light may in connection with my account or loan obtain my residence address and other information from any state motor vehicle deparEnent and I therefore waive any rights of confidentialaty under applicabte law, including California Vehicle Code Section 1808.21. I have read and agree to ihe terms of this application.